Welcome to the Bay City Housing Commission Home Page

The offices of the Bay City Housing Commission are opened with limitations due to continuing outbreaks of COVID-19 variants.  New applicants and scattered site family residents please contact Administrative office (989) 892-9581.  If you are a high rise resident please contract your property office.  Thank you for your cooperation and understanding.  


Since 1966, the Bay City Housing Commission (BCHC) has served as one of the largest and most respected affordable housing providers to area families, seniors and persons with disabilities.

Our properties included mid and high-rise senior/disabled multifamily buildings with single bedroom apartments. Our Neighborhood Family properties include one to five bedroom homes located throughout the Bay City’s historic neighborhoods. Our properties are managed and maintained by an experienced and dedicated professional staff with the intent on serving the best interests of Bay City residents.

To meet the needs of our customers for affordable housing, we partner with the City of Bay City, the United States Department of Housing and Urban Development (HUD), Michigan State Housing Development Authority (MSHDA) and private sector financial institutions.

Seniors and Persons with Disabilities: Applications now being taken for one bedroom apartments. 

Does your family have three or more persons?   Our wait list is not very long for three, four and five bedroom homes!  Stop by our Administration Office at 315 14th Street and pick up your application today.  Eligibility application available under Applications link at the top of this page.



Click here to view our properties and see more details about living in one of our communities.

Call our leasing agents today to assist you with determining your eligibility! 

(989) 892-9581


for all our properties:

  • Your rent is based on adjusted gross income of all household members.  Some property monthly rates are also adjusted for family size;
  • There are no asset limitations required for admission;  We check prior rental  and criminal history, credit reports are not required;
  • A Security Deposit equal to one month’s rent will be charged and payable upon move-in;
  • One year lease term;
  • New applications require a 30 to 90 days for processing, depending on availability of verification documentation;
  • Family homes have a waiting list that is prioritized by date of application, employment status, residency, displaced by federally declared disaster, etc.